affordable care act (ACA) "obamacare"
- The Patient Protection and Affordable Care Act, referred to as the Affordable Care Act or “ACA” for short, is the comprehensive health care reform law enacted in March 2010.
- It was built to make affordable health insurance available to more people. The law provides consumers with subsidies (“premium tax credits”) that lower costs for households with incomes between 100% and 400% of the federal poverty level (FPL).
- It is an expansion to the Medicaid program to cover all adults with income below 138% of the FPL. Not all states have expanded their Medicaid programs.
- ACA supports innovative medical care delivery methods designed to lower the costs of health care generally.
MEDICARE (65+)
- Medicare is health insurance for people 65 or older.
- You may be eligible to get Medicare earlier if you have a disability, End-Stage Renal Disease (ESRD), or ALS (also called Lou Gehrig’s disease).
- Some people get Medicare automatically, others have to actively sign up -- it depends if you start getting retirement or disability benefits from Social Security before you turn 65.
- We offer the most competitive options of Medicare and a wide range of supplemental options for comprehensive coverage.
PRIVATE INSURANCE
- Private health insurance (PHI) is a contract between an individual or family and a private insurance company that helps cover medical expenses.
- PHI is different from public health insurance, which is run by the government and includes programs like Medicare, Medicaid, and CHIP. PHI is the most common form of health coverage in the United States, covering more than half of the population.
DENTAL & VISION INSURANCE
- Dental and vision insurance policies can help people save money on check-ups, exams, and surgery, and keep their teeth and eyes healthy.
- We offer some of the leading plans in the market and have lots of options for our customers.
Our Partners
